The Pakistan Credit Rating Agency Limited (PACRA) has upgraded easypaisa digital bank’s long-term credit rating from A+ to AA-, highlighting its position as Pakistan’s leading digital bank following its transformation into a fully licensed Digital Retail Bank (DRB).

This marks the second consecutive year of upgrades, indicating the strength of easypaisa’s balance sheet and risk management practices. Since receiving its DRB license in January 2025, easypaisa has shown strong growth in transaction volumes and customer engagement, supported by strategic partnerships with stakeholders like Telenor and Ant Group.

President & CEO Jahanzeb Khan emphasized the bank’s commitment to financial inclusion and innovative digital services, while CFO Amin Sukhiani noted the resilience of its business model and strong financial fundamentals.

In 2025, easypaisa processed over 4.6 billion transactions worth PKR 16 trillion and grew its monthly active users to over 22 million. The bank’s Profit After Tax reached PKR 17.04 billion, supported by robust growth in deposits and profitability. With a significant merchant network and increased total assets, easypaisa continues to play a crucial role in advancing Pakistan’s digital finance ecosystem.