National Bank of Pakistan (NBP) announced its interim financial results for the nine-month period ending September 30, 2026, showing a profit after tax of PKR 48.9 billion (earnings per share: PKR 22.98) despite a lower interest-rate environment. Total income was PKR 193.6 billion, impacted by a 6.4% year-on-year decline in gross interest income to PKR 562.6 billion.
Non-fund income totaled PKR 37.5 billion, with notable increases in foreign exchange and dividend income. Operating expenses rose 8.8% to PKR 96.8 billion, raising the cost-to-income ratio to 50.0%. Total assets grew 9.7% to PKR 7.75 trillion, while net advances rose 1.7%.
The Bank distributed a 2025 dividend of PKR 35 per share, totaling PKR 74.5 billion. Its Capital Adequacy Ratio stood at 21.12%, indicating a strong capital position. NBP continues to focus on serving key economic segments and advancing its digital transformation and ESG initiatives.
Since its inception in 1949, the Bank has remained committed to financial inclusion and socio-economic development in Pakistan.