MCB Bank Limited reported resilient financial performance for the half-year ending June 30, 2026, amid a challenging macroeconomic environment. The Board declared a second interim cash dividend of Rs. 9.00 per share, bringing the total for 2026 to Rs. 18.00 per share.

The Bank achieved a Profit Before Tax (PBT) of Rs. 55.1 billion and a Profit After Tax (PAT) of Rs. 26.5 billion, with Earnings Per Share (EPS) at Rs. 22.34. Total income grew by 6% year-on-year to Rs. 93.9 billion, primarily driven by net markup income of Rs. 75.3 billion.

Non-markup income rose to Rs. 18.7 billion, mainly due to a 21% increase in fee and commission income. Operating expenses increased by 9%, but the cost-to-income ratio remained healthy at 39.20%. The Bank’s total assets reached Rs. 3.430 trillion, with gross advances growing by Rs. 67 billion.

Asset quality remained satisfactory, with non-performing loans (NPLs) at Rs. 50.3 billion, and total deposits at Rs. 2.604 trillion. Market share in home remittance stood at 10.38%, processing USD 2.27 billion during the period.

MCB’s capital adequacy and liquidity positions are robust, with a Capital Adequacy Ratio (CAR) of 19.65%. The Bank operates over 1,700 branches and maintains strong credit ratings of ‘AAA’ for long-term and ‘A1+’ for short-term.

Looking ahead, MCB Bank is well-positioned for sustainable growth, supported by a strong capital base and diversified revenue streams.