easypaisa digital bank Reports PBT of PKR 8.26 Billion for HY 2026

easypaisa digital bank reported a Profit Before Tax (PBT) of PKR 8.26 billion for the half-year ended 30 June 2026, with Earnings Per Share (EPS) at PKR 9.61. This represents a 2.27x increase in PBT compared to the same period last year.

The bank’s growth was supported by an expanding customer base and increased transaction volumes, with total revenue rising by 30.50% year-on-year. Net markup income grew by 32.46%, and fee-based income increased by 28.34%.

Operating expenses rose to PKR 21.08 billion due to investments in growth initiatives. Total assets reached PKR 232.58 billion, with customer deposits growing by 67.37% to PKR 158.58 billion. The bank maintained a strong Capital Adequacy Ratio (CAR) of 23.75%, and its long-term rating was upgraded to “AA-” by PACRA.

Jahanzeb Khan, President & CEO, highlighted the bank’s commitment to financial inclusion in Pakistan. At the same time, CFO Amin Sukhiani noted the expansion of services, including Islamic banking and consumer solutions like BNPL and credit cards. With over 60 million registered users, easypaisa aims to enhance access to digital financial services across the country.

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