Bank Alfalah, one of the leading commercial banks in Pakistan, has announced Instant Credit Card (ICC). Instant Credit Cards offer a completely automated digital application journey that allows both liability and existing credit card customers to apply for a credit card, complete the screening and credit bureau checks, and receive approval in less than five (5) minutes. Once approved, customers can activate their credit cards and start spending immediately.

The ICC is an end-to-end digital experience that eliminates the need for physical visits to bank branches or any physical documentation. The ICC is available to all Bank Alfalah customers, making applying for a credit card easier. Customers can start the process by entering their details and selecting their card type and credit limit. The screening team and credit bureau checks are completed automatically, and customers receive an approval within minutes.

“We are excited to introduce the Instant Credit Card to our customers,” said Muhammad Yahya Khan, Group Head Digital Banking Group at Bank Alfalah. “This new service is a testament to our commitment to providing faster and more convenient banking experiences to our customers while creating a digitally inclusive world. This is an easy and hassle-free process for our customers to apply for a credit card, and we are confident that it will be a game-changer in the banking industry.”

Upon approval, customers can activate their credit card through Alfa and start spending immediately. The physical credit card will be delivered to their doorstep without a physical branch visit.